Monthly Archives: January 2017


International money transfers: who will beat the competition?

New fintech startups as TFW or WR and recent interest of banks are deeply transforming the whole international money transfers market. So, who will beat the competition? Let’s read guys!


The new money transfer operators with innovative models less expensive, making partnerships with banks to scale their business, is completely renewing the international money transfers market. According to the worldwide bank, 500+ companies (including banks) are fighting for the cake. Moneytis, a french money transfer comparison service, counts 200+ companies, excluding banks and non-licensed actors.

Of course, the market is very attractive: more than 5% of growth rate each year! “It is 500 billion EUR each year, and could reach 1’000 billion in the next ten years, says Christophe from the french startup. The market is growing because there is more and more expatriates, digital nomads, students abroad and migrants in the world”.

TFW represents the most impressive success in the fintech industry. The british startup just made public its volume of transactions: 1,07 billion of dollars each month, +50% each last 6 months, for 600 000 transactions. Its business model is very new compared to its competitors. TFW applies really weak fees, actually, compared to banks, WU and others.

Christophe analyzes: “If someone wants to send money to UK, TFW waits for someone who wants to make a money transfer in the other way. So the money never moves. So no fees.”


The market is very competitive, TFW had to invest a lot to get new customers. “We are talking about more than 50€ for each new customer. Keywords about money transfers are very expensive, you know”.


TFW creates a lot of trust, which help it to get new customers. The user experience is very friendly and easy.


Other startups also try to take a piece of cake, as Wordlremit.


To face those new models, WU, who stays the most visible actor and the most famous, does another bet. Very expensive for small amounts, the company targets migrants, on the contrary to WR or TFW.


Traditional banks are late but their strength help them to stay active. They can spend a lot, and the new market need education to make people know about it.


The best movies about money

Ok we talk too seriously about money on this blog. I heard you guys. To take a break (no, I’m not going to eat a kit-kat), let’s talk about cinema and movies. But we stay in our main topic: we are going to talk about the best movies around money.

Money money money according to Di Caprio acting
Money money money according to Di Caprio acting


The wolf of Wall-Street

Scorcese, DiCaprio, Jonah Hill… Everything was going well from the beginning for this crazy movie.

I saw it twice. For a 2h30 movie, it means I liked it. Really liked it.

The money is more than omnipresent in this movie.

The first part is all about Wall Street and how bankers enjoy life making a lot of money. The second part is more focused on the hero, to see how money killed himself, inside at least.

It’s a good way to take some distance with the today world, how speculators took down the world and poor people.

Wall Street: Money never Sleeps

I have not seen this movie yet, but I definitely have too. A lot of friends told me it was one of the best movie on the subject. When I told them I was created an article about it, they told me: you have to see it before! But I didn’t take time to.

Plus, I love a lot Shia Labeouf acting so I can’t be disappointed.

The Big Short

The casting here is just AMAZING. Steve Carrell, Brad Pitt, Ryan Gosling for the 3 I just remember.

This movie is the most complicated of all to understand, it is mainstream but you still need to know a bit about economy.

Capitalism, a love story

Michael Moore makes here a film/documentary about how the capitalism impacts the world, on a daily basis.

Michael Moore always takes an angle to demonstrate its own ideas, so it’s not dark as he wants to make it think, but there is some good to take here.

As you can see, I chose only recent movies. Because I saw them not a long time ago, and I still have it in mind.